John Staples at on
I need to pay off credit card debt.
I live in southern Ontario and I murdered my credit after I finished school by not paying OSAP for half a year. I have over $10,000 in credit card dept (I know I'm an idiot). I have been paying double the minimum payment each month but the interest is killing my finances. I have a steady job that doesn't pay too bad, but I'm still living paycheck to paycheck.